Financing Canadians - Poor Credit Mortgage

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The Financing Canadians Mortgage team has access to numerous lenders to assist our clients challenging credit situations. Our lenders understand that life situations such as job loss, divorce, health issues, and others can cause your credit to be damaged.

You are not alone, and we have helped literally hundreds or clients and families who have experienced these challenging situations. Some of our clients have had major credit card arrears, car loans in arrears, bank loans in arrears, mortgage arrears, or have declared bankruptcy, and we still have been able to help them

We will work with you to find the right lender for you, as well as assist you to repair your credit for the future. This will ensure that you receive the best discounted rates going forward.

Before you think that financing isn't possible, please call us at 1-866-597-5626 ext. #1 - Jaime

We can help you in the following situations:

	Poor credit score
	No credit
	Discharged bankruptcies

Whether you have been through a bankrutcy or are in a consumer proposal we can help. If you have credit card arrears, late payments, bad credit, a low credit score or collections please give us a call to see what we can possibly do for you.

Home Trust Secured VISA Card

The Home Trust secured VISA card has been created to help people build or re-build their credit. The credit card requires a security deposit for eligibility. The credit limit will be set by the amount of the deposit. If you decide to cancel your card, all you have to do is pay off the balance of the card, your security deposit will be returned.

Home Trust Secured VISA Card Features: (subject to change without notice)

Credit limit (min.) $1,000
Credit limit (max.) $10,000
Account set-up fee (one time) $39.00 non-refundable Security deposit $1,000 - $10,000 Interest paid on security deposit 1 Service fee (primary applicant) $7.50/month
Service fee (secondary card) $3/month

How it Works:
The Home Trust Secured VISA is a credit card that requires a ' security deposit for eligibility. Your credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000. Your security deposit earns interest, while your Home Trust Secured VISA Card is open and in good-standing.

If you decide to cancel your card, you can just pay off your outstanding balance, and you'll get your security deposit - plus interest earned - back from Home Trust.

Click Here to Apply for a Home Trust Credit Card